Since the only phone calls I receive on my land-line are solicitations from companies that I do business with and charities (since they are exempt from the Do Not Call list), I have gotten into the habit of not actually answering the phone but just picking up the receiver slightly and hanging back up.

Th other night I decided to actually answer the phone. The first call was from B0fA about insurance. I told the man that I already had some and he said he would take me off the list.

The second call was the best (or worst.) I answer the phone and of course they greet me by my first name as if we are old friends, which I hate. The woman starts into her spiel about thanking me for my previous support. When I get a chance, I politely say that I don't have money to give right now, have a good night. As I'm hanging up I hear her say something along the lines of: how do you know you don't have any money to give, you don't know that. The last part was said kind of sarcastically disbelieving. I just ignored her and finished hanging up the phone but I really wanted to say: of course I know, it's my money.